When it comes to cheap auto insurance, family four doors are usually best. The town modest, although still popular Chrysler & land is a reasonable car that is quite cheap to insure. On the other hand, if imported luxury your preferred mode of transportation, be ready to go with the insignia for high insurance premiums.
Knee buckling beauties such as 12-cylinder Mercedes SL65 AMG can you again the national average is $3,543.81 a year in insurance costs alone, so that it is the most expensive car in America to insure according to quadrant information services, which set the order of Insure.com. The most expensive are to protect a total European brands such as Mercedes, BMW, Porsche and Aston Martin.
"Repair only one feature, a small fortune could cost after a crash" again notes can Insure.com from the well-stocked BMW 750i, which you set about $3,280.70 in annual insurance fee.
In the meantime make American and Japanese non-luxury vans, SUVs and sedans of the 10 least to insure expensive cars, according to the quadrant. To assure the first four cheapest cars, vans.
Forbes.com slideshow: most and the least expensive cars to insure
The 4-door, 6-cylinder Chrysler Town & country LX, costs $1,091.80 per year to insure, for example, national average. The 5-door, four-Toyota Sienna costs to insure $1,100.66 per year, and a similar Toyota Sienna LE costs to approximately $1,107.70.
For comparison, quadrant calculates average annual premiums based on a single male 40-year-old driver with a clean driving record, good credit and who commutes 12 miles to work every day.
The bonuses include those which quadrant comes with, not driver assured coverage with policy limits of $100,000 for injury liability for one person, $300,000 for all injuries and $50,000 for damage to property in an accident, as well as a deductible of $500 on collision and comprehensive coverage. Premium quotes come from six major health insurance: State farm, Allstate, progressive, GEICO, farmers, and nationwide.
Of course, your own prices vary based on your personal situation.
And insurance rates may be much higher in some States. While one would expect that the list of States with the highest average car insurance premiums would above New York and California, not they make five, even the top.
Michigan, Louisiana, and Oklahoma are the top three countries with the most expensive average car insurance premiums, according to Insure.com.
There are a few reasons why Michigan insurance according to the Insure.com spokesman Emmet Pierce holds the top spot of expensive car. "Michigan is the only State, the unlimited personal guarantees protection payments to those who are injured in traffic accident," as well as the State provides support for people with serious injuries explains to pay for medical care, Pierce.
But brand and price are not necessarily the only factors that come into play, if to determine insurance premiums. Age and driving owners are also a factor.
"A cheap car can relatively expensive to insure, if it appeals to younger, less experienced riders who tend to get more accidents," says Pierce. For example a Kia Rio is definitely not as a luxury car, but at $1.522, the annual premiums are not much less than in a Corvette two door coupe around $1.741 per year in the average cost to insure that.
Insure.com according to the report do not the popular Honda Civic and Toyota Corolla to the list of cars that are the least expensive to insure that. This is mainly because they tend to popular younger driver for entry-level vehicles, may be more take the risks or are distracted by their passengers.
Cars on the list of most stolen vehicles of the country according to the national insurance Crime Bureau can also more expensive than to assure that be not on the list. Certain vehicles tend to be actually older models with sophisticated anti-theft and tracking devices are equipped not, which are newer vehicles.
© 2011 Forbes.com
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